Aire Serv
95
SBA Loans
$24.8M
Total Financed
$261K
Avg Loan Size
+5%
YoY Loan Growth
How Aire Serv Compares
- Ranks #9 of 294 Home & Repair Services brands by SBA loan count (#84 of 3,543 overall).
- Its average loan of $261K is 48% above the Home & Repair Services median of $177K.
- Its 8.4% charge-off rate compares to a 2.9% average across all Home & Repair Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 8 | $1.2M |
| FY2021 | 10 | $1.5M |
| FY2022 | 4 | $950K |
| FY2023 | 5 | $1.1M |
| FY2024 | 22 | $5.4M |
| FY2025 | 23 | $7.9M |
| FY2026 | 23 | $6.7M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Aire Serv Is Getting SBA-Financed
Recent SBA-Financed Aire Serv Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Aire Serv growing or shrinking?
Aire Serv's SBA loan count grew +5% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Aire Serv franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $261K (48% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Aire Serv?
8 of 95 SBA loans to Aire Serv franchisees (8.4%) have been charged off since FY2020, compared to 2.9% across all Home & Repair Services brands.
Top SBA Lenders
- United Midwest Savings Bank National Association71
- The Huntington National Bank5
- U.S. Bank, National Association2
- Arvest Bank2
- CIBC Bank USA2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset