Anytime Fitness
322
SBA Loans
$174.4M
Total Financed
$542K
Avg Loan Size
-28%
YoY Loan Growth
How Anytime Fitness Compares
- Ranks #2 of 302 Fitness & Recreation brands by SBA loan count (#5 of 3,543 overall).
- Its average loan of $542K is 55% above the Fitness & Recreation median of $350K.
- Its 1.2% charge-off rate compares to a 2.0% average across all Fitness & Recreation brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 75 | $48.7M |
| FY2021 | 51 | $26.4M |
| FY2022 | 47 | $17.0M |
| FY2023 | 42 | $21.3M |
| FY2024 | 50 | $23.6M |
| FY2025 | 36 | $24.4M |
| FY2026 | 21 | $13.2M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Anytime Fitness Is Getting SBA-Financed
Recent SBA-Financed Anytime Fitness Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Anytime Fitness growing or shrinking?
Anytime Fitness's SBA loan count fell 28% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Anytime Fitness franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $542K (55% above the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Anytime Fitness?
4 of 322 SBA loans to Anytime Fitness franchisees (1.2%) have been charged off since FY2020, compared to 2.0% across all Fitness & Recreation brands.
Top SBA Lenders
- Live Oak Banking Company64
- Platinum Bank46
- The Huntington National Bank43
- KeyBank National Association42
- Peoples Bank9
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset