Arby's

Restaurants & FoodSBA loans FY2020–FY2026

SBA Loans

$18.0M

Total Financed

$901K

Avg Loan Size

—

YoY Loan Growth

How Arby's Compares

Ranks #119 of 1,075 Restaurants & Food brands by SBA loan count (#524 of 3,543 overall).
Its average loan of $901K is 115% above the Restaurants & Food median of $419K.
Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal Year	Loans	Total Financed
FY2020	4	$3.2M
FY2021	5	$4.8M
FY2022	4	$4.3M
FY2023	2	$1.5M
FY2024	2	$1.3M
FY2025	2	$2.4M
FY2026	1	$500K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Arby's Is Getting SBA-Financed

California6 loans · $7.1M Puerto Rico4 loans · $3.6M Michigan2 loans · $690K New York2 loans · $3.0M Missouri1 loan · $95K Arizona1 loan · $308K Pennsylvania1 loan · $910K Kentucky1 loan · $1.2M Ohio1 loan · $320K Tennessee1 loan · $860K

Recent SBA-Financed Arby's Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Kang Foods LLCOROVILLE, CA

$500,0002025-12-10

Arby’s.Schenectady, NY

$1,450,0002025-08-13

Arbys #8806Chico, CA

$905,0002025-05-29

MCW Ventures Inc.Gaylord, MI

$440,0002024-06-26

BRUMIT RESTAURANT GROUP, LLCNEWPORT, TN

$860,0002024-04-23

Classic Ventures, West Division, Inc.Strongsville, OH

$320,0002023-09-30

A5 Enterprise LLCLEXINGTON, KY

$1,207,0002023-07-14

Wow Foods, LLCFARMINGDALE, NY

$1,528,0002022-06-24

ARVG CorporationCarolina, PR

$995,2002022-06-14

Caribbean Steakhouse, LLCFAJARDO, PR

$1,115,9002022-03-17

Fondos Globales, Inc.San Juan, PR

$690,0002022-01-27

Anj Restaurant LLCSanta Isabel, PR

$750,0002021-08-19

Kang Foods LLCOROVILLE, CA

$2,100,0002021-08-04

Trident QSR Operations, LLCWHITEHALL, PA

$910,0002021-05-10

J.C. Management Inc.Buena Park, CA

$800,0002020-12-16

Beef Ventures, Inc. - Big RapidsBIG RAPIDS, MI

$250,0002020-11-16

Home Field Advantage LimitedGILBERT, AZ

$308,0002020-04-24

Arby'sWOODLAND, CA

$2,095,0002019-12-27

GHM Investments LLCSPRINGFIELD, MO

$95,0002019-11-18

KSR Concepts Inc.Modesto, CA

$708,5002019-10-17

Frequently Asked Questions

Is Arby's growing or shrinking?

Arby's doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #119 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Arby's franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $901K (115% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Arby's?

0 of 20 SBA loans to Arby's franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

Live Oak Banking Company4
Oriental Bank3
Plumas Bank1
The Bank of Missouri1
Sunflower Bank National Association1

Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset