BAYA BAR
5
SBA Loans
$724K
Total Financed
$145K
Avg Loan Size
—
YoY Loan Growth
How BAYA BAR Compares
- Ranks #347 of 1,075 Restaurants & Food brands by SBA loan count (#1,329 of 3,543 overall).
- Its average loan of $145K is 65% below the Restaurants & Food median of $419K.
- With only 5 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 1 | $90K |
| FY2021 | 1 | $50K |
| FY2024 | 1 | $257K |
| FY2025 | 2 | $327K |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where BAYA BAR Is Getting SBA-Financed
Recent SBA-Financed BAYA BAR Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is BAYA BAR growing or shrinking?
BAYA BAR doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #347 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a BAYA BAR franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $145K (65% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for BAYA BAR?
BAYA BAR only has 5 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- The Huntington National Bank3
- Gulf Coast Bank and Trust Company1
- Manufacturers and Traders Trust Company1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset