Big Apple Bagels
4
SBA Loans
$452K
Total Financed
$113K
Avg Loan Size
—
YoY Loan Growth
How Big Apple Bagels Compares
- Ranks #419 of 1,075 Restaurants & Food brands by SBA loan count (#1,568 of 3,543 overall).
- Its average loan of $113K is 73% below the Restaurants & Food median of $419K.
- With only 4 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 1 | $100K |
| FY2022 | 2 | $229K |
| FY2025 | 1 | $123K |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Big Apple Bagels Is Getting SBA-Financed
Recent SBA-Financed Big Apple Bagels Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Big Apple Bagels growing or shrinking?
Big Apple Bagels doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #419 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Big Apple Bagels franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $113K (73% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Big Apple Bagels?
Big Apple Bagels only has 4 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Nicolet National Bank2
- Ultima Bank Minnesota1
- National Bank of Commerce1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset