Brain Balance
10
SBA Loans
$2.7M
Total Financed
$269K
Avg Loan Size
—
YoY Loan Growth
How Brain Balance Compares
- Ranks #19 of 72 Education & Training brands by SBA loan count (#870 of 3,543 overall).
- Its average loan of $269K is 73% above the Education & Training median of $156K.
- With only 10 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Education & Training brands overall see a 2.6% charge-off rate across 731 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $842K |
| FY2021 | 2 | $581K |
| FY2023 | 1 | $225K |
| FY2024 | 2 | $50K |
| FY2025 | 1 | $255K |
| FY2026 | 2 | $740K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Brain Balance Is Getting SBA-Financed
Recent SBA-Financed Brain Balance Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Brain Balance growing or shrinking?
Brain Balance doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #19 of 72 Education & Training brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Brain Balance franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $269K (73% above the typical Education & Training brand's $156K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Brain Balance?
Brain Balance only has 10 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Education & Training brands overall see a 2.6% charge-off rate across 731 loans.
Top SBA Lenders
- Bank First, N.A.3
- Oconee State Bank2
- Union Bank and Trust Company2
- CRF Small Business Loan Company, LLC1
- Northeast Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset