FranchiseRanked

California Tortilla

Restaurants & FoodSBA loans FY2020–FY2026

6

SBA Loans

$1.9M

Total Financed

$320K

Avg Loan Size

—

YoY Loan Growth

How California Tortilla Compares

  • Ranks #310 of 1,075 Restaurants & Food brands by SBA loan count (#1,207 of 3,543 overall).
  • Its average loan of $320K is 24% below the Restaurants & Food median of $419K.
  • With only 6 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20202$350K
FY20212$913K
FY20231$247K
FY20261$413K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where California Tortilla Is Getting SBA-Financed

New Jersey3 loans · $778KNorth Carolina1 loan · $200KKansas1 loan · $150KMaryland1 loan · $795K

Recent SBA-Financed California Tortilla Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

P M GOODS LLCSICKLERVILLE, NJ
$413,0002026-01-23
Binge Brands LLCSicklerville, NJ
$247,0002023-02-08
Gaithersburg Food, LLCCOLUMBIA, MD
$794,6002021-09-07
R&M UNALIYA LLCSicklerville, NJ
$118,0002020-10-26
E&A Eats, IncWichita, KS
$150,0002020-01-23
LAABH NC LLCDURHAM, NC
$200,0002019-11-18

Frequently Asked Questions

Is California Tortilla growing or shrinking?

California Tortilla doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #310 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a California Tortilla franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $320K (24% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for California Tortilla?

California Tortilla only has 6 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • Fulton Bank, National Association3
  • Truist Bank1
  • Andover State Bank1
  • Fund-Ex Solutions Group, LLC1
Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset