Cheba Hut
23
SBA Loans
$15.4M
Total Financed
$670K
Avg Loan Size
—
YoY Loan Growth
How Cheba Hut Compares
- Ranks #105 of 1,075 Restaurants & Food brands by SBA loan count (#466 of 3,543 overall).
- Its average loan of $670K is 60% above the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 4 | $1.3M |
| FY2021 | 5 | $2.6M |
| FY2022 | 2 | $1.2M |
| FY2023 | 7 | $5.2M |
| FY2024 | 2 | $1.6M |
| FY2025 | 3 | $3.4M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Cheba Hut Is Getting SBA-Financed
Recent SBA-Financed Cheba Hut Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Cheba Hut growing or shrinking?
Cheba Hut doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #105 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Cheba Hut franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $670K (60% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Cheba Hut?
0 of 23 SBA loans to Cheba Hut franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank6
- Oostburg State Bank3
- First Commonwealth Bank2
- Beacon Bank and Trust2
- Arvest Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset