FranchiseRanked

Cheba Hut

Restaurants & FoodSBA loans FY2020–FY2025

23

SBA Loans

$15.4M

Total Financed

$670K

Avg Loan Size

—

YoY Loan Growth

How Cheba Hut Compares

  • Ranks #105 of 1,075 Restaurants & Food brands by SBA loan count (#466 of 3,543 overall).
  • Its average loan of $670K is 60% above the Restaurants & Food median of $419K.
  • Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20204$1.3M
FY20215$2.6M
FY20222$1.2M
FY20237$5.2M
FY20242$1.6M
FY20253$3.4M

FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Recent SBA-Financed Cheba Hut Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Cheba Hut 'Toasted' SubsCLARKSVILLE, TN
$1,450,0002025-09-29
Big Toasted Mon 7 LLCBERNALILLO, NM
$1,032,0002025-06-20
Phat Subz LLCMCKINNEY, TX
$877,0002025-05-22
MYLES 4, INC.ONTARIO, CA
$1,000,0002024-09-26
Big Toasted Mon 8, LLCEL PASO, TX
$650,0002024-02-14
CH HTX LLCHouston, TX
$757,0002023-08-23
37 WAFFLES DEVELOPMENT CO LLCNORTH HOLLYWOOD, CA
$944,2002023-07-26
37 WAFFLES DEVELOPMENT CO LLCNORTH HOLLYWOOD, CA
$50,0002023-07-26
37 WAFFLES DEVELOPMENT CO LLCNORTH HOLLYWOOD, CA
$944,2002023-07-26
Hyder Restaurant Holdings LLCDallas, TX
$822,6002023-02-21
Wylde Parsley, LLCDonelson, TN
$1,032,1002023-01-17
Mary Jane Restaurants LLCMILWAUKEE, WI
$680,0002022-12-02
AJNAAA, LLCDenton, TX
$732,0002021-12-26
Mary Jane Restaurants LLCMADISON, WI
$496,0002021-12-03
Wylde Parsley, LLCJoelton, TN
$734,8002021-08-16
Wylde Parsley, LLCJoelton, TN
$50,0002021-08-16
A Joint Effort, Inc.HOUSTON, TX
$676,0002021-03-12
Mary Jane Restaurants LLCMILWAUKEE, WI
$670,0002021-03-09
Tava Lou IncBaton Rouge, LA
$500,0002020-12-13
Brashear Enterprises LLCORLANDO, FL
$610,0002020-08-10
That Happy Company CorporationCINCINNATI, OH
$50,0002020-04-23
That Happy Company CorporationCINCINNATI, OH
$368,0002020-04-23
House Fletcher LLCLittle Rock, AR
$275,0002020-01-17

Frequently Asked Questions

Is Cheba Hut growing or shrinking?

Cheba Hut doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #105 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Cheba Hut franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $670K (60% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Cheba Hut?

0 of 23 SBA loans to Cheba Hut franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Top SBA Lenders

  • The Huntington National Bank6
  • Oostburg State Bank3
  • First Commonwealth Bank2
  • Beacon Bank and Trust2
  • Arvest Bank1
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Source: SBA 7(a) FOIA loan dataset. View dataset