FranchiseRanked

Checkers

Restaurants & FoodSBA loans FY2020–FY2026

23

SBA Loans

$25.8M

Total Financed

$1.1M

Avg Loan Size

—

YoY Loan Growth

How Checkers Compares

  • Ranks #103 of 1,075 Restaurants & Food brands by SBA loan count (#461 of 3,543 overall).
  • Its average loan of $1.1M is 168% above the Restaurants & Food median of $419K.
  • Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20205$5.4M
FY20217$6.7M
FY20223$2.8M
FY20233$5.3M
FY20243$4.2M
FY20251$465K
FY20261$852K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Checkers Is Getting SBA-Financed

Maryland4 loans · $4.2MFlorida4 loans · $3.1MPennsylvania3 loans · $4.9MNorth Carolina2 loans · $1.8MLouisiana2 loans · $3.5MNew York1 loan · $80KWisconsin1 loan · $2.7MIndiana1 loan · $1.6MDelaware1 loan · $311KAlabama1 loan · $887KNew Jersey1 loan · $350KTexas1 loan · $1.5MVirginia1 loan · $852K

Recent SBA-Financed Checkers Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

PONDVIEW PROPERTIES, LLCZION CROSSROADS, VA
$852,0002026-06-29
6041 OXON HILL INC.OXON HILL, MD
$465,0002025-08-27
Checkers #3950HOUSTON, TX
$1,475,6002024-07-16
FSR MD CorpOXON HILL, MD
$1,540,0002024-03-14
FSR MD Group IncGAITHERSBURG, MD
$1,220,0002024-03-14
MGFM. LLCBATON ROUGE, LA
$1,963,5002023-05-25
WINTER LEAF NJ LLCPENNSAUKEN, NJ
$350,0002023-04-09
Checker'sCROYDON, PA
$3,000,0002023-03-12
Checker'sCROYDON, PA
$1,855,0002022-07-14
CHECKERS OF TAMPATAMPA, FL
$620,0002022-05-31
SAI of JACKSONVILLE, LLCORANGE PARK, FL
$314,0002022-01-21
L.A.D. Foods, Inc.TUSCALOOSA, AL
$886,5002021-08-28
SAI of JACKSONVILLE, LLCORANGE PARK, FL
$1,143,0002021-07-30
ROGEM DE INCWILMINGTON, DE
$310,5002021-05-05
CHECKERS OF TAMPATAMPA, FL
$1,035,0002021-04-20
Bookman Commercial Holdings, LLCDURHAM, NC
$1,670,0002021-02-25
READING BURGER LLCMECHANICSBURG, PA
$60,0002020-12-28
Synergy Restaurant Group, LLCFORT WAYNE, IN
$1,604,0002020-11-09
CheckersGONZALES, LA
$1,519,0002020-09-30
MKE Burgers, IncMILWAUKEE, WI
$2,726,7002020-07-20
Manhattan Consumer Services, IncBronx, NY
$80,0002020-05-07
Maryland Food, LLCReisterstown, MD
$956,0002020-04-21
ishan and om incWILMINGTON, NC
$148,0002019-10-07

Frequently Asked Questions

Is Checkers growing or shrinking?

Checkers doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #103 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Checkers franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.1M (168% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Checkers?

0 of 23 SBA loans to Checkers franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • First Bank of the Lake3
  • Manufacturers and Traders Trust Company2
  • Bank Five Nine2
  • United Bank2
  • East West Bank2
Planning to finance a restaurants & food purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset