FranchiseRanked

Church's Chicken

Restaurants & FoodSBA loans FY2020–FY2025

13

SBA Loans

$16.0M

Total Financed

$1.2M

Avg Loan Size

—

YoY Loan Growth

How Church's Chicken Compares

  • Ranks #163 of 1,075 Restaurants & Food brands by SBA loan count (#716 of 3,543 overall).
  • Its average loan of $1.2M is 194% above the Restaurants & Food median of $419K.
  • With only 13 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20202$3.6M
FY20212$1.9M
FY20225$4.1M
FY20231$2.0M
FY20242$3.5M
FY20251$1.0M

FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Church's Chicken Is Getting SBA-Financed

Texas3 loans · $4.7MCalifornia3 loans · $2.3MFlorida2 loans · $824KNorth Carolina2 loans · $3.7MGeorgia1 loan · $2.4MNebraska1 loan · $1.1MKansas1 loan · $1.0M

Recent SBA-Financed Church's Chicken Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

SNSA, INC.KANSAS CITY, KS
$1,000,0002025-02-12
ZAK Restaurants LLCKILLEEN, TX
$3,131,3002024-08-30
N J Stores, Inc.HOUSTON, TX
$350,0002024-05-07
Moore's Mini Marts, IncJACKSONVILLE, NC
$1,980,0002022-11-02
Tallahassee Chicken Inc.TALLAHASSEE, FL
$110,0002022-06-23
FSPS Group, Inc.VICTORVILLE, CA
$595,8002022-06-23
Moore's Mini Mart,Inc.JACKSONVILLE, NC
$1,750,0002022-02-03
H&R Foods INC.STOCKTON, CA
$828,7002021-12-13
H&R Foods INC.STOCKTON, CA
$828,7002021-12-06
SMS Food, IncOmaha, NE
$1,143,0002021-09-15
Tallahassee Chicken Inc.TALLAHASSEE, FL
$714,0002021-08-04
BMJ Food CorporationArlington, TX
$1,170,0002020-01-24
731 Chicken LLCCUMMING, GA
$2,435,0002019-11-13

Frequently Asked Questions

Is Church's Chicken growing or shrinking?

Church's Chicken doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #163 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Church's Chicken franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.2M (194% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Church's Chicken?

Church's Chicken only has 13 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • Peapack Private Bank and Trust2
  • First Bank of the Lake2
  • Byline Bank2
  • Live Oak Banking Company1
  • Columbia Bank1
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Source: SBA 7(a) FOIA loan dataset. View dataset