Circle K (C-store Agreement only)
25
SBA Loans
$32.3M
Total Financed
$1.3M
Avg Loan Size
—
YoY Loan Growth
How Circle K (C-store Agreement only) Compares
- Ranks #7 of 265 Convenience & Gas brands by SBA loan count (#431 of 3,543 overall).
- Its average loan of $1.3M is 2% below the Convenience & Gas median of $1.3M.
- Its 0.0% charge-off rate compares to a 0.3% average across all Convenience & Gas brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 9 | $13.4M |
| FY2021 | 4 | $8.6M |
| FY2022 | 4 | $1.8M |
| FY2023 | 3 | $2.7M |
| FY2024 | 1 | $810K |
| FY2025 | 3 | $4.2M |
| FY2026 | 1 | $741K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Circle K (C-store Agreement only) Is Getting SBA-Financed
Recent SBA-Financed Circle K (C-store Agreement only) Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Circle K (C-store Agreement only) growing or shrinking?
Circle K (C-store Agreement only) doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #7 of 265 Convenience & Gas brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Circle K (C-store Agreement only) franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.3M (2% below the typical Convenience & Gas brand's $1.3M) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Circle K (C-store Agreement only)?
0 of 25 SBA loans to Circle K (C-store Agreement only) franchisees (0.0%) have been charged off since FY2020, compared to 0.3% across all Convenience & Gas brands.
Top SBA Lenders
- American Continental Bank3
- Celtic Bank Corporation3
- Commonwealth Business Bank2
- BankUnited, National Association2
- Columbia Bank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset