FranchiseRanked

Cookies by Design

RetailSBA loans FY2020–FY2024

3

SBA Loans

$602K

Total Financed

$201K

Avg Loan Size

—

YoY Loan Growth

How Cookies by Design Compares

  • Ranks #180 of 413 Retail brands by SBA loan count (#1,688 of 3,543 overall).
  • Its average loan of $201K is 52% below the Retail median of $415K.
  • With only 3 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20201$225K
FY20231$150K
FY20241$227K

FY2024 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Cookies by Design Is Getting SBA-Financed

Recent SBA-Financed Cookies by Design Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Cookies by DesignGrandville, MI
$227,0002024-02-09
Cookies by DesignEAST NORTHPORT, NY
$150,0002023-08-08
S&C Cookies IncEAST NORTHPORT, NY
$225,0002019-11-18

Frequently Asked Questions

Is Cookies by Design growing or shrinking?

Cookies by Design doesn't have enough SBA loan activity in both FY2023 and FY2024 to calculate a reliable year-over-year trend. For context, it ranks #180 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Cookies by Design franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $201K (52% below the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Cookies by Design?

Cookies by Design only has 3 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.

Top SBA Lenders

  • Newtek Small Business Finance, Inc.1
  • Newtek Bank, National Association1
  • TowneBank1
Planning to finance a retail purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset