COOL-BINZ
3
SBA Loans
$1.7M
Total Financed
$580K
Avg Loan Size
—
YoY Loan Growth
How COOL-BINZ Compares
- Ranks #119 of 241 Business & Professional Services brands by SBA loan count (#1,949 of 3,543 overall).
- Its average loan of $580K is 132% above the Business & Professional Services median of $250K.
- With only 3 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Business & Professional Services brands overall see a 2.1% charge-off rate across 2,936 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2025 | 2 | $967K |
| FY2026 | 1 | $773K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where COOL-BINZ Is Getting SBA-Financed
Recent SBA-Financed COOL-BINZ Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is COOL-BINZ growing or shrinking?
COOL-BINZ doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #119 of 241 Business & Professional Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a COOL-BINZ franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $580K (132% above the typical Business & Professional Services brand's $250K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for COOL-BINZ?
COOL-BINZ only has 3 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Business & Professional Services brands overall see a 2.1% charge-off rate across 2,936 loans.
Top SBA Lenders
- Northwest Bank2
- BHM Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset