Cost Cutters
2
SBA Loans
$1.7M
Total Financed
$872K
Avg Loan Size
—
YoY Loan Growth
How Cost Cutters Compares
- Ranks #105 of 156 Personal Care & Beauty brands by SBA loan count (#2,026 of 3,543 overall).
- Its average loan of $872K is 139% above the Personal Care & Beauty median of $366K.
- With only 2 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Personal Care & Beauty brands overall see a 1.5% charge-off rate across 2,290 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 1 | $1.1M |
| FY2026 | 1 | $615K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Cost Cutters Is Getting SBA-Financed
Recent SBA-Financed Cost Cutters Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Cost Cutters growing or shrinking?
Cost Cutters doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #105 of 156 Personal Care & Beauty brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Cost Cutters franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $872K (139% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Cost Cutters?
Cost Cutters only has 2 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Personal Care & Beauty brands overall see a 1.5% charge-off rate across 2,290 loans.
Top SBA Lenders
- Foresight Bank1
- IncredibleBank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset