Culver's ButterBurgers & Frozen Custard
113
SBA Loans
$177.0M
Total Financed
$1.6M
Avg Loan Size
-8%
YoY Loan Growth
How Culver's ButterBurgers & Frozen Custard Compares
- Ranks #15 of 1,075 Restaurants & Food brands by SBA loan count (#58 of 3,543 overall).
- Its average loan of $1.6M is 274% above the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 14 | $20.5M |
| FY2021 | 32 | $71.5M |
| FY2022 | 19 | $33.8M |
| FY2023 | 13 | $15.0M |
| FY2024 | 12 | $15.0M |
| FY2025 | 11 | $9.0M |
| FY2026 | 12 | $12.3M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Culver's ButterBurgers & Frozen Custard Is Getting SBA-Financed
Recent SBA-Financed Culver's ButterBurgers & Frozen Custard Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Culver's ButterBurgers & Frozen Custard growing or shrinking?
Culver's ButterBurgers & Frozen Custard's SBA loan count fell 8% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Culver's ButterBurgers & Frozen Custard franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.6M (274% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Culver's ButterBurgers & Frozen Custard?
0 of 113 SBA loans to Culver's ButterBurgers & Frozen Custard franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- Bank Five Nine48
- Wells Fargo Bank National Association7
- The Huntington National Bank6
- Bank First, N.A.6
- Live Oak Banking Company5
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset