Del Taco
15
SBA Loans
$23.8M
Total Financed
$1.6M
Avg Loan Size
—
YoY Loan Growth
How Del Taco Compares
- Ranks #148 of 1,075 Restaurants & Food brands by SBA loan count (#647 of 3,543 overall).
- Its average loan of $1.6M is 278% above the Restaurants & Food median of $419K.
- With only 15 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 4 | $5.7M |
| FY2021 | 1 | $1.5M |
| FY2022 | 3 | $5.8M |
| FY2023 | 1 | $2.4M |
| FY2024 | 2 | $4.4M |
| FY2025 | 1 | $1.6M |
| FY2026 | 3 | $2.5M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Del Taco Is Getting SBA-Financed
Recent SBA-Financed Del Taco Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Del Taco growing or shrinking?
Del Taco doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #148 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Del Taco franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.6M (278% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Del Taco?
Del Taco only has 15 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Beacon Bank and Trust2
- Wells Fargo Bank National Association2
- United Community Bank2
- The Huntington National Bank2
- America First Federal Credit Union1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset