Dunkin'
99
SBA Loans
$107.2M
Total Financed
$1.1M
Avg Loan Size
+36%
YoY Loan Growth
How Dunkin' Compares
- Ranks #17 of 1,075 Restaurants & Food brands by SBA loan count (#78 of 3,543 overall).
- Its average loan of $1.1M is 158% above the Restaurants & Food median of $419K.
- Its 1.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 21 | $18.0M |
| FY2021 | 21 | $34.9M |
| FY2022 | 8 | $7.0M |
| FY2023 | 12 | $11.2M |
| FY2024 | 11 | $6.8M |
| FY2025 | 15 | $19.3M |
| FY2026 | 11 | $9.8M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Dunkin' Is Getting SBA-Financed
Recent SBA-Financed Dunkin' Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Dunkin' growing or shrinking?
Dunkin''s SBA loan count grew +36% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Dunkin' franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.1M (158% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Dunkin'?
1 of 99 SBA loans to Dunkin' franchisees (1.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- Byline Bank15
- BankVista8
- TD Bank, National Association6
- Live Oak Banking Company5
- Hanover Community Bank4
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset