Earthwise Pet
33
SBA Loans
$16.2M
Total Financed
$490K
Avg Loan Size
—
YoY Loan Growth
How Earthwise Pet Compares
- Ranks #30 of 413 Retail brands by SBA loan count (#341 of 3,543 overall).
- Its average loan of $490K is 18% above the Retail median of $415K.
- Its 0.0% charge-off rate compares to a 1.1% average across all Retail brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 1 | $369K |
| FY2021 | 8 | $2.5M |
| FY2022 | 7 | $3.2M |
| FY2023 | 7 | $3.9M |
| FY2024 | 4 | $2.4M |
| FY2025 | 4 | $2.7M |
| FY2026 | 2 | $1.2M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Earthwise Pet Is Getting SBA-Financed
Recent SBA-Financed Earthwise Pet Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Earthwise Pet growing or shrinking?
Earthwise Pet doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #30 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Earthwise Pet franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $490K (18% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Earthwise Pet?
0 of 33 SBA loans to Earthwise Pet franchisees (0.0%) have been charged off since FY2020, compared to 1.1% across all Retail brands.
Explore More
Top SBA Lenders
- TowneBank8
- Citizens Bank3
- KeyBank National Association2
- FDIC - Community Bank & Trust-West Georgia2
- D. L. Evans Bank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset