Elements Massage
43
SBA Loans
$14.4M
Total Financed
$335K
Avg Loan Size
+17%
YoY Loan Growth
How Elements Massage Compares
- Ranks #19 of 156 Personal Care & Beauty brands by SBA loan count (#261 of 3,543 overall).
- Its average loan of $335K is 8% below the Personal Care & Beauty median of $366K.
- Its 2.3% charge-off rate compares to a 1.5% average across all Personal Care & Beauty brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 6 | $2.4M |
| FY2021 | 6 | $1.9M |
| FY2022 | 9 | $2.7M |
| FY2023 | 7 | $2.8M |
| FY2024 | 6 | $1.7M |
| FY2025 | 7 | $1.7M |
| FY2026 | 2 | $1.1M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Elements Massage Is Getting SBA-Financed
Recent SBA-Financed Elements Massage Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Elements Massage growing or shrinking?
Elements Massage's SBA loan count grew +17% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Elements Massage franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $335K (8% below the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Elements Massage?
1 of 43 SBA loans to Elements Massage franchisees (2.3%) have been charged off since FY2020, compared to 1.5% across all Personal Care & Beauty brands.
Top SBA Lenders
- The Huntington National Bank10
- United Community Bank3
- Idaho First Bank3
- Celtic Bank Corporation3
- Citizens Bank3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset