Ellie Mental Health
125
SBA Loans
$22.9M
Total Financed
$183K
Avg Loan Size
-63%
YoY Loan Growth
How Ellie Mental Health Compares
- Ranks #7 of 170 Health, Senior & Child Care brands by SBA loan count (#47 of 3,543 overall).
- Its average loan of $183K is 45% below the Health, Senior & Child Care median of $333K.
- Its 2.4% charge-off rate compares to a 1.1% average across all Health, Senior & Child Care brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2022 | 23 | $3.4M |
| FY2023 | 77 | $12.7M |
| FY2024 | 16 | $3.7M |
| FY2025 | 6 | $2.2M |
| FY2026 | 3 | $982K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Ellie Mental Health Is Getting SBA-Financed
Recent SBA-Financed Ellie Mental Health Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Ellie Mental Health growing or shrinking?
Ellie Mental Health's SBA loan count fell 63% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Ellie Mental Health franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $183K (45% below the typical Health, Senior & Child Care brand's $333K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Ellie Mental Health?
3 of 125 SBA loans to Ellie Mental Health franchisees (2.4%) have been charged off since FY2020, compared to 1.1% across all Health, Senior & Child Care brands.
Top SBA Lenders
- The Huntington National Bank107
- Meridian Bank4
- Pinnacle Bank2
- Northwest Bank2
- Georgia's Own Credit Union1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset