FranchiseRanked

Erbert and Gerbert's

Restaurants & FoodSBA loans FY2020–FY2026

8

SBA Loans

$1.4M

Total Financed

$175K

Avg Loan Size

—

YoY Loan Growth

How Erbert and Gerbert's Compares

  • Ranks #264 of 1,075 Restaurants & Food brands by SBA loan count (#1,037 of 3,543 overall).
  • Its average loan of $175K is 58% below the Restaurants & Food median of $419K.
  • With only 8 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20201$174K
FY20223$514K
FY20232$402K
FY20262$309K

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Erbert and Gerbert's Is Getting SBA-Financed

Recent SBA-Financed Erbert and Gerbert's Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

BENNETT AND FAMILY LLCANOKA, MN
$284,2002026-02-24
BENNETT AND FAMILY LLCANOKA, MN
$25,0002026-02-24
Petts Enterprises LLCSTEVENS POINT, WI
$274,0002023-07-28
BLACK CAT INVESTMENTS LLCNEW PRAGUE, MN
$128,4002022-10-06
BLACK CAT INVESTMENTS LLCNEW PRAGUE, MN
$25,0002022-08-22
BLACK CAT INVESTMENTS LLCNEW PRAGUE, MN
$60,0002022-04-06
BLACK CAT INVESTMENTS LLCNEW PRAGUE, MN
$429,3002022-04-05
Switzer Group Hudson LLCHudson, WI
$174,1002020-09-15

Frequently Asked Questions

Is Erbert and Gerbert's growing or shrinking?

Erbert and Gerbert's doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #264 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Erbert and Gerbert's franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $175K (58% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Erbert and Gerbert's?

Erbert and Gerbert's only has 8 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.

Top SBA Lenders

  • BankVista4
  • The Huntington National Bank2
  • Old National Bank1
  • BMO Bank National Association1
Planning to finance a restaurants & food purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset