Express Employment Professional
62
SBA Loans
$30.0M
Total Financed
$483K
Avg Loan Size
-33%
YoY Loan Growth
How Express Employment Professional Compares
- Ranks #6 of 241 Business & Professional Services brands by SBA loan count (#161 of 3,543 overall).
- Its average loan of $483K is 93% above the Business & Professional Services median of $250K.
- Its 3.2% charge-off rate compares to a 2.1% average across all Business & Professional Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 10 | $3.4M |
| FY2021 | 9 | $4.0M |
| FY2022 | 9 | $6.2M |
| FY2023 | 11 | $5.5M |
| FY2024 | 9 | $2.4M |
| FY2025 | 6 | $3.8M |
| FY2026 | 8 | $4.7M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Express Employment Professional Is Getting SBA-Financed
Recent SBA-Financed Express Employment Professional Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Express Employment Professional growing or shrinking?
Express Employment Professional's SBA loan count fell 33% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Express Employment Professional franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $483K (93% above the typical Business & Professional Services brand's $250K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Express Employment Professional?
2 of 62 SBA loans to Express Employment Professional franchisees (3.2%) have been charged off since FY2020, compared to 2.1% across all Business & Professional Services brands.
Top SBA Lenders
- The Huntington National Bank10
- U.S. Bank, National Association3
- Zions Bank, A Division of3
- United Midwest Savings Bank National Association3
- Columbia Community CU2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset