FranchiseRanked

F45 Training

Fitness & RecreationSBA loans FY2020–FY2026

171

SBA Loans

$52.1M

Total Financed

$305K

Avg Loan Size

-7%

YoY Loan Growth

How F45 Training Compares

  • Ranks #3 of 302 Fitness & Recreation brands by SBA loan count (#32 of 3,543 overall).
  • Its average loan of $305K is 13% below the Fitness & Recreation median of $350K.
  • Its 2.9% charge-off rate compares to a 2.0% average across all Fitness & Recreation brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY202063$17.3M
FY202130$8.2M
FY202219$5.6M
FY202322$8.9M
FY202414$4.6M
FY202513$5.1M
FY202610$2.4M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where F45 Training Is Getting SBA-Financed

California19 loans · $5.8MTexas19 loans · $6.7MFlorida12 loans · $3.9MNew York9 loans · $2.3MVirginia9 loans · $3.2MUtah9 loans · $1.2MWashington8 loans · $2.9MNew Jersey8 loans · $3.2MColorado7 loans · $2.0MNorth Carolina7 loans · $2.1MArizona7 loans · $2.7MIndiana6 loans · $1.8MMichigan6 loans · $1.1MMinnesota6 loans · $2.3MMissouri6 loans · $2.2M

Recent SBA-Financed F45 Training Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

CARLTON-CUNNINGHAM FITNESS LLCBROADVIEW HEIGHTS, OH
$300,0002026-06-30
Phoenix 29:11 Fitness, LLCFOLSOM, CA
$150,0002026-06-30
Zipp & Ezell Investments LLCNew Braunfels, TX
$284,4002026-06-03
Coastal Performance Hampstead LLCHAMPSTEAD, NC
$384,6002026-04-09
Coastal Performance Hampstead Pilates LLCHAMPSTEAD, NC
$183,2002026-04-09
Catmar Midtown LLCNEW YORK, NY
$350,0002026-02-27
Koa Fit LLCSolana Beach, CA
$25,0002025-12-30
Koa Fit LLCSolana Beach, CA
$150,0002025-12-30
Catmar Midtown LLCNEW YORK, NY
$350,0002025-12-19
Sweat Garage LLCNORTH BRUNSWICK, NJ
$200,0002025-12-16
F45 Training Carle PlaceSEAFORD, NY
$150,0002025-09-29
TDK FITNESS, INC.JACKSONVILLE, FL
$615,0002025-09-25
Catmar Midtown LLCNEW YORK, NY
$150,0002025-06-30
F45 Training Legacy TrailTyler, TX
$218,0002025-06-25
F45 Training Alhambra CAALHAMBRA, CA
$250,0002025-06-12
FUNCTIONAL FITNESS GROUP IV LLCBRICK TOWNSHIP, NJ
$180,0002025-05-28
SIGNORA FORTE, LLCBARRINGTON, IL
$445,0002025-05-21
Aspen Investment Solutions LLCVANCOUVER, WA
$695,0002025-04-28
Coastal Performance St Petersburg LLCSAINT PETERSBURG, FL
$531,0002025-04-24
MHF Hamburg, LLCLEXINGTON, KY
$438,5002025-03-20
Functional Fitness LLCSTAFFORD, VA
$675,0002025-02-14
Big Red Visalia, LLCVISALIA, CA
$150,0002024-12-26
DT Fit LLCSAN MATEO, CA
$627,2002024-12-20
SMITH WALKER INC.CHICAGO, IL
$92,0002024-09-09
FUNCTIONAL FITNESS GROUP III LLCMANALAPAN, NJ
$183,0002024-07-30

Frequently Asked Questions

Is F45 Training growing or shrinking?

F45 Training's SBA loan count fell 7% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.

How much does it cost to open a F45 Training franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $305K (13% below the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for F45 Training?

5 of 171 SBA loans to F45 Training franchisees (2.9%) have been charged off since FY2020, compared to 2.0% across all Fitness & Recreation brands.

Explore More

More Fitness & Recreation brands Most financed franchises

Top SBA Lenders

  • The Huntington National Bank15
  • Citizens Bank12
  • Stearns Bank National Association11
  • North State Bank10
  • Newtek Small Business Finance, Inc.7
Planning to finance a fitness & recreation purchase?

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Source: SBA 7(a) FOIA loan dataset. View dataset