Fix Auto
13
SBA Loans
$24.5M
Total Financed
$1.9M
Avg Loan Size
—
YoY Loan Growth
How Fix Auto Compares
- Ranks #30 of 125 Automotive Services brands by SBA loan count (#720 of 3,543 overall).
- Its average loan of $1.9M is 315% above the Automotive Services median of $453K.
- With only 13 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 3 | $2.6M |
| FY2021 | 1 | $1.1M |
| FY2022 | 1 | $2.3M |
| FY2023 | 1 | $500K |
| FY2024 | 3 | $7.3M |
| FY2026 | 4 | $10.7M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Fix Auto Is Getting SBA-Financed
Recent SBA-Financed Fix Auto Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Fix Auto growing or shrinking?
Fix Auto doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #30 of 125 Automotive Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Fix Auto franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.9M (315% above the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Fix Auto?
Fix Auto only has 13 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Automotive Services brands overall see a 1.5% charge-off rate across 1,424 loans.
Top SBA Lenders
- Live Oak Banking Company7
- Harvest Small Business Finance, LLC3
- Wells Fargo Bank National Association1
- Hanover Community Bank1
- Texas Capital Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset