Garner
3
SBA Loans
$9.5M
Total Financed
$3.2M
Avg Loan Size
—
YoY Loan Growth
How Garner Compares
- Ranks #78 of 115 Hotels & Lodging brands by SBA loan count (#1,947 of 3,543 overall).
- Its average loan of $3.2M is 13% above the Hotels & Lodging median of $2.8M.
- With only 3 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Hotels & Lodging brands overall see a 0.1% charge-off rate across 3,663 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2025 | 1 | $5.0M |
| FY2026 | 2 | $4.5M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Garner Is Getting SBA-Financed
Recent SBA-Financed Garner Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Garner growing or shrinking?
Garner doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #78 of 115 Hotels & Lodging brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Garner franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $3.2M (13% above the typical Hotels & Lodging brand's $2.8M) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Garner?
Garner only has 3 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Hotels & Lodging brands overall see a 0.1% charge-off rate across 3,663 loans.
Explore More
Top SBA Lenders
- HomeTrust Bank1
- US Metro Bank1
- Farmers State Bank of Alto Pass, Illinois1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset