Goldfish Swim School
45
SBA Loans
$83.8M
Total Financed
$1.9M
Avg Loan Size
-57%
YoY Loan Growth
How Goldfish Swim School Compares
- Ranks #27 of 302 Fitness & Recreation brands by SBA loan count (#242 of 3,543 overall).
- Its average loan of $1.9M is 432% above the Fitness & Recreation median of $350K.
- Its 0.0% charge-off rate compares to a 2.0% average across all Fitness & Recreation brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 8 | $11.9M |
| FY2021 | 13 | $21.6M |
| FY2022 | 7 | $11.2M |
| FY2023 | 4 | $13.4M |
| FY2024 | 7 | $16.5M |
| FY2025 | 3 | $5.1M |
| FY2026 | 3 | $4.1M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Goldfish Swim School Is Getting SBA-Financed
Recent SBA-Financed Goldfish Swim School Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Goldfish Swim School growing or shrinking?
Goldfish Swim School's SBA loan count fell 57% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Goldfish Swim School franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.9M (432% above the typical Fitness & Recreation brand's $350K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Goldfish Swim School?
0 of 45 SBA loans to Goldfish Swim School franchisees (0.0%) have been charged off since FY2020, compared to 2.0% across all Fitness & Recreation brands.
Top SBA Lenders
- KeyBank National Association7
- First Merchants Bank6
- Independent Bank4
- Bridgewater Bank3
- Live Oak Banking Company3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset