Great Harvest Bread Co.
26
SBA Loans
$10.5M
Total Financed
$404K
Avg Loan Size
—
YoY Loan Growth
How Great Harvest Bread Co. Compares
- Ranks #35 of 413 Retail brands by SBA loan count (#423 of 3,543 overall).
- Its average loan of $404K is 3% below the Retail median of $415K.
- Its 3.8% charge-off rate compares to a 1.1% average across all Retail brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $790K |
| FY2021 | 4 | $1.8M |
| FY2022 | 5 | $1.5M |
| FY2023 | 7 | $2.5M |
| FY2024 | 2 | $962K |
| FY2025 | 5 | $2.7M |
| FY2026 | 1 | $296K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Great Harvest Bread Co. Is Getting SBA-Financed
Recent SBA-Financed Great Harvest Bread Co. Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Great Harvest Bread Co. growing or shrinking?
Great Harvest Bread Co. doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #35 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Great Harvest Bread Co. franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $404K (3% below the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Great Harvest Bread Co.?
1 of 26 SBA loans to Great Harvest Bread Co. franchisees (3.8%) have been charged off since FY2020, compared to 1.1% across all Retail brands.
Explore More
Top SBA Lenders
- The Huntington National Bank4
- IncredibleBank2
- Regions Bank2
- Manufacturers and Traders Trust Company2
- Fulton Bank, National Association1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset