Grit and Grind Coffee
2
SBA Loans
$161K
Total Financed
$80K
Avg Loan Size
—
YoY Loan Growth
How Grit and Grind Coffee Compares
- Ranks #712 of 1,075 Restaurants & Food brands by SBA loan count (#2,507 of 3,543 overall).
- Its average loan of $80K is 81% below the Restaurants & Food median of $419K.
- With only 2 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2026 | 2 | $161K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Grit and Grind Coffee Is Getting SBA-Financed
Recent SBA-Financed Grit and Grind Coffee Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Grit and Grind Coffee growing or shrinking?
Grit and Grind Coffee doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #712 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Grit and Grind Coffee franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $80K (81% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Grit and Grind Coffee?
Grit and Grind Coffee only has 2 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Peoples Bank2
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Source: SBA 7(a) FOIA loan dataset. View dataset