Hand and Stone Massage and Facial Spa
77
SBA Loans
$47.4M
Total Financed
$616K
Avg Loan Size
+8%
YoY Loan Growth
How Hand and Stone Massage and Facial Spa Compares
- Ranks #4 of 156 Personal Care & Beauty brands by SBA loan count (#120 of 3,543 overall).
- Its average loan of $616K is 69% above the Personal Care & Beauty median of $366K.
- Its 0.0% charge-off rate compares to a 1.5% average across all Personal Care & Beauty brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 16 | $10.4M |
| FY2021 | 18 | $9.0M |
| FY2022 | 8 | $4.6M |
| FY2023 | 4 | $2.3M |
| FY2024 | 13 | $7.5M |
| FY2025 | 14 | $10.7M |
| FY2026 | 4 | $2.9M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Hand and Stone Massage and Facial Spa Is Getting SBA-Financed
Recent SBA-Financed Hand and Stone Massage and Facial Spa Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Hand and Stone Massage and Facial Spa growing or shrinking?
Hand and Stone Massage and Facial Spa's SBA loan count grew +8% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Hand and Stone Massage and Facial Spa franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $616K (69% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Hand and Stone Massage and Facial Spa?
0 of 77 SBA loans to Hand and Stone Massage and Facial Spa franchisees (0.0%) have been charged off since FY2020, compared to 1.5% across all Personal Care & Beauty brands.
Top SBA Lenders
- The Huntington National Bank8
- Happen Bank6
- Capital One National Association5
- The Bancorp Bank National Association4
- Northwest Bank4
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset