Hawaii Fluid Art
17
SBA Loans
$2.5M
Total Financed
$148K
Avg Loan Size
-29%
YoY Loan Growth
How Hawaii Fluid Art Compares
- Ranks #11 of 72 Education & Training brands by SBA loan count (#599 of 3,543 overall).
- Its average loan of $148K is 5% below the Education & Training median of $156K.
- With only 17 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Education & Training brands overall see a 2.6% charge-off rate across 731 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2023 | 5 | $641K |
| FY2024 | 7 | $879K |
| FY2025 | 5 | $989K |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Hawaii Fluid Art Is Getting SBA-Financed
Recent SBA-Financed Hawaii Fluid Art Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Hawaii Fluid Art growing or shrinking?
Hawaii Fluid Art's SBA loan count fell 29% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Hawaii Fluid Art franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $148K (5% below the typical Education & Training brand's $156K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Hawaii Fluid Art?
Hawaii Fluid Art only has 17 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Education & Training brands overall see a 2.6% charge-off rate across 731 loans.
Top SBA Lenders
- The Huntington National Bank10
- First Bank of the Lake5
- LiftFund, Inc.1
- Hancock Whitney Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset