IHOP; IHOP Express

Restaurants & FoodSBA loans FY2020–FY2026

SBA Loans

$37.1M

Total Financed

$1.7M

Avg Loan Size

—

YoY Loan Growth

How IHOP; IHOP Express Compares

Ranks #109 of 1,075 Restaurants & Food brands by SBA loan count (#486 of 3,543 overall).
Its average loan of $1.7M is 302% above the Restaurants & Food median of $419K.
Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal Year	Loans	Total Financed
FY2020	4	$11.0M
FY2021	8	$16.0M
FY2022	1	$2.0M
FY2023	6	$5.8M
FY2024	1	$1.1M
FY2025	1	$50K
FY2026	1	$1.1M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where IHOP; IHOP Express Is Getting SBA-Financed

New York5 loans · $12.9M Georgia4 loans · $4.8M Maryland2 loans · $4.2M Washington2 loans · $1.3M California2 loans · $1.2M Colorado1 loan · $2.0M Texas1 loan · $5.0M Pennsylvania1 loan · $675K Connecticut1 loan · $1.5M New Jersey1 loan · $500K Virginia1 loan · $2.0M South Carolina1 loan · $1.1M

Recent SBA-Financed IHOP; IHOP Express Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Cal-Hope, Inc.ANAHEIM, CA

$1,105,0002026-03-30

H & M RESTAURANT CORPMARTINEZ, CA

$50,0002025-09-23

ALVAREZ SC 599, LLCMYRTLE BEACH, SC

$1,102,0002023-11-24

IHOPPORT JEFFERSON STATION, NY

$1,570,0002023-07-21

GNR INCPuyallup, WA

$625,0002023-06-20

GNR INCPuyallup, WA

$625,0002023-06-20

IHOPPORT JEFFERSON STATION, NY

$1,570,0002023-03-11

Ozerovsky's Family Enterprise IncYONKERS, NY

$203,8002023-02-03

King Star Enterprises, Inc.COCKEYSVILLE, MD

$1,250,0002022-12-06

Harvest Gordonsville LLCZion Crossroads, VA

$2,020,0002022-03-25

BROOKDALE RESTAURANT OPERATING GROUP INCBLOOMFIELD, NJ

$500,0002021-08-25

Madison Cakes LLCMADISON, GA

$317,4002021-08-04

Union Point Cakes LLCUNION POINT, GA

$499,1002021-08-03

Pancakes of Coney Island LLCBROOKLYN, NY

$4,793,0002021-07-22

Pancakes of Coney Island LLCBROOKLYN, NY

$4,793,0002021-07-22

Ayaz Investment Group LLCWest Hartford, CT

$1,525,0002021-07-21

Harvest California LLCCalifornia, MD

$2,900,0002021-06-22

NORTHLAND 528 LLCPhiladelphia, PA

$675,0002021-06-07

Ponce Dining, LLC.Atlanta, GA

$608,7002020-07-29

JHAH LPSPRING, TX

$5,000,0002020-04-28

5280 Wadsworth Blvd LLCArvada, CO

$2,040,0002020-04-22

AVF INCPERRY, GA

$3,335,0002020-02-19

Frequently Asked Questions

Is IHOP; IHOP Express growing or shrinking?

IHOP; IHOP Express doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #109 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a IHOP; IHOP Express franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $1.7M (302% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for IHOP; IHOP Express?

0 of 22 SBA loans to IHOP; IHOP Express franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

Pinnacle Bank3
Genisys CU2
Harvest Small Business Finance, LLC2
KeyBank National Association2
BMO Bank National Association1

Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset