It's Boba Time
43
SBA Loans
$21.3M
Total Financed
$494K
Avg Loan Size
—
YoY Loan Growth
How It's Boba Time Compares
- Ranks #55 of 1,075 Restaurants & Food brands by SBA loan count (#262 of 3,543 overall).
- Its average loan of $494K is 18% above the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 8 | $3.2M |
| FY2021 | 4 | $3.0M |
| FY2022 | 10 | $3.9M |
| FY2023 | 10 | $5.2M |
| FY2024 | 1 | $289K |
| FY2025 | 6 | $2.9M |
| FY2026 | 4 | $2.7M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where It's Boba Time Is Getting SBA-Financed
Recent SBA-Financed It's Boba Time Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is It's Boba Time growing or shrinking?
It's Boba Time doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #55 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a It's Boba Time franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $494K (18% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for It's Boba Time?
0 of 43 SBA loans to It's Boba Time franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- Open Bank12
- Hanmi Bank10
- Bank of Hope7
- Woori America Bank6
- Commonwealth Business Bank3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset