Jimmy John's
163
SBA Loans
$128.6M
Total Financed
$789K
Avg Loan Size
0%
YoY Loan Growth
How Jimmy John's Compares
- Ranks #12 of 1,075 Restaurants & Food brands by SBA loan count (#34 of 3,543 overall).
- Its average loan of $789K is 88% above the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 32 | $22.6M |
| FY2021 | 43 | $40.0M |
| FY2022 | 17 | $15.7M |
| FY2023 | 17 | $7.8M |
| FY2024 | 21 | $15.8M |
| FY2025 | 21 | $18.1M |
| FY2026 | 12 | $8.6M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Jimmy John's Is Getting SBA-Financed
Recent SBA-Financed Jimmy John's Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Jimmy John's growing or shrinking?
Jimmy John's's SBA loan count grew 0% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Jimmy John's franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $789K (88% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Jimmy John's?
0 of 163 SBA loans to Jimmy John's franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank15
- Live Oak Banking Company12
- Happen Bank6
- Old National Bank6
- Granite Bank6
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset