Just Love Coffee Cafe
42
SBA Loans
$15.2M
Total Financed
$363K
Avg Loan Size
—
YoY Loan Growth
How Just Love Coffee Cafe Compares
- Ranks #58 of 1,075 Restaurants & Food brands by SBA loan count (#273 of 3,543 overall).
- Its average loan of $363K is 14% below the Restaurants & Food median of $419K.
- Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 11 | $3.0M |
| FY2021 | 2 | $1.0M |
| FY2022 | 2 | $516K |
| FY2023 | 18 | $6.4M |
| FY2024 | 4 | $1.9M |
| FY2025 | 5 | $2.4M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Just Love Coffee Cafe Is Getting SBA-Financed
Recent SBA-Financed Just Love Coffee Cafe Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Just Love Coffee Cafe growing or shrinking?
Just Love Coffee Cafe doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #58 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Just Love Coffee Cafe franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $363K (14% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Just Love Coffee Cafe?
0 of 42 SBA loans to Just Love Coffee Cafe franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank21
- Sonata Bank5
- United Community Bank3
- North State Bank3
- TowneBank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset