FranchiseRanked

Kilwins Chocolates and Ice Cream Store

RetailSBA loans FY2020–FY2026

64

SBA Loans

$34.5M

Total Financed

$540K

Avg Loan Size

-25%

YoY Loan Growth

How Kilwins Chocolates and Ice Cream Store Compares

  • Ranks #14 of 413 Retail brands by SBA loan count (#152 of 3,543 overall).
  • Its average loan of $540K is 30% above the Retail median of $415K.
  • Its 3.1% charge-off rate compares to a 1.1% average across all Retail brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20206$2.6M
FY20215$2.3M
FY20229$6.7M
FY202312$5.1M
FY202412$5.7M
FY20259$6.2M
FY202611$6.0M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Kilwins Chocolates and Ice Cream Store Is Getting SBA-Financed

Florida10 loans · $7.6MMichigan8 loans · $3.3MGeorgia8 loans · $4.9MTexas7 loans · $3.7MSouth Carolina5 loans · $2.2MIllinois4 loans · $1.6MTennessee4 loans · $1.8MAlabama3 loans · $1.8MVirginia3 loans · $1.2MColorado2 loans · $730KPennsylvania2 loans · $225KOklahoma2 loans · $1.6MIndiana1 loan · $470KConnecticut1 loan · $505KNew York1 loan · $836K

Recent SBA-Financed Kilwins Chocolates and Ice Cream Store Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

SBRG LLCMILFORD, MI
$775,0002026-06-12
BazKaz Holdings LLCDEARBORN, MI
$454,3002026-06-05
Dala1994 Corp.COLUMBIA, TN
$349,5002026-05-21
Dala1994 Corp.COLUMBIA, TN
$50,0002026-05-21
KGR, LLCCHARLESTON, SC
$650,5002026-05-13
KGR, LLCCHARLESTON, SC
$25,0002026-05-13
Five Arrows Sweets & Treats LLCMaryville, TN
$775,0002026-01-28
Old Dirt Hill LLCFREDERICKSBURG, VA
$654,0002026-01-12
MJNT CONFECTIONS LLCBURR RIDGE, IL
$799,5002025-11-25
P&J Treats, LLCCHARLESTON, SC
$735,9002025-11-17
Lone Dove Ventures LLCBROKEN ARROW, OK
$757,6002025-11-13
GREEN ENTERPRISES I, LLCROSEMARY BEACH, FL
$940,0002025-09-29
Lone Dove Ventures LLCBROKEN ARROW, OK
$857,0002025-09-02
Kage LLCColorado Springs, CO
$400,0002025-08-26
D and M Hairston Enterprises LLCATLANTA, GA
$592,0002025-07-14
Kilwins Boca RatonWEST PALM BEACH, FL
$747,0002025-06-20
The Confectionery Corner, LLCWOODSTOCK, GA
$823,4002025-05-14
GCAB Ventures, LLCAUSTIN, TX
$697,5002025-05-07
Cloud 9 Confections, Inc.PARK RIDGE, IL
$475,0002025-03-21
Cheer Up Charlie Chocolates LLCNORTHVILLE, MI
$634,5002025-03-03
Aurora LLCLOUISVILLE, KY
$618,0002024-09-27
S&W Solutions, LLCGUNTERSVILLE, AL
$50,0002024-08-30
S&W Solutions, LLCGUNTERSVILLE, AL
$499,9002024-08-30
Kilwins New OrleansNEW ORLEANS, LA
$742,0002024-06-07
Lizzybell Sweets LLCWACO, TX
$808,8002024-06-04

Frequently Asked Questions

Is Kilwins Chocolates and Ice Cream Store growing or shrinking?

Kilwins Chocolates and Ice Cream Store's SBA loan count fell 25% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.

How much does it cost to open a Kilwins Chocolates and Ice Cream Store franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $540K (30% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Kilwins Chocolates and Ice Cream Store?

2 of 64 SBA loans to Kilwins Chocolates and Ice Cream Store franchisees (3.1%) have been charged off since FY2020, compared to 1.1% across all Retail brands.

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Source: SBA 7(a) FOIA loan dataset. View dataset