Kona Ice

Restaurants & FoodSBA loans FY2020–FY2026

SBA Loans

$6.4M

Total Financed

$247K

Avg Loan Size

—

YoY Loan Growth

How Kona Ice Compares

Ranks #93 of 1,075 Restaurants & Food brands by SBA loan count (#419 of 3,543 overall).
Its average loan of $247K is 41% below the Restaurants & Food median of $419K.
Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal Year	Loans	Total Financed
FY2020	2	$93K
FY2021	2	$674K
FY2022	5	$647K
FY2023	3	$527K
FY2025	6	$1.1M
FY2026	8	$3.4M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Kona Ice Is Getting SBA-Financed

California4 loans · $1.1M Michigan3 loans · $547K Virginia2 loans · $199K Florida2 loans · $341K Colorado2 loans · $639K Oregon2 loans · $1.1M Ohio1 loan · $50K New York1 loan · $100K Wisconsin1 loan · $80K Indiana1 loan · $150K Nebraska1 loan · $120K Tennessee1 loan · $367K West Virginia1 loan · $205K Arizona1 loan · $150K Maryland1 loan · $100K

Recent SBA-Financed Kona Ice Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Aloha Enterprises, LLCCUMMING, GA

$962,3002026-06-25

FRED & BERNIE'S LLC DBA Kona Ice of North Lake CountyClermont, FL

$96,0002026-06-24

Kona Ice of South Platte River and SE AuroraARVADA, CO

$414,0002026-04-29

TKS Partners LLCVENTURA, CA

$375,0002026-03-13

3 Vs, LLCLansing, MI

$252,0002026-03-05

K&S SHAVED ICE, LLCLONGVIEW, TX

$150,0002026-02-24

KONA ICE OF NORTHERN EUGENEEUGENE, OR

$560,5002026-01-28

KKICE LLCEUGENE, OR

$560,5002026-01-27

Bronuts LLCFALLSTON, MD

$100,0002025-09-23

Travelin' Tom's Coffee of Central El Paso Co.Colorado Springs, CO

$225,0002025-08-22

Kona Ice of East ValleyMESA, AZ

$150,0002025-05-30

Rehkopf & Son's LLCWATERFORD, MI

$279,0002025-04-15

ADVENTURE DREAMING LLCSanta Rosa, CA

$150,0002024-12-17

Surtrs Sundries IncMARTINSBURG, WV

$205,0002024-10-10

ADVENTURE DREAMING LLCSANTA ROSA, CA

$40,0002023-08-11

Howard Penn, LLCLEBANON, TN

$367,0002023-07-27

1Shotusa, LLCNorth Platte, NE

$120,0002023-04-27

Kona Ice of Gulf Breeze, IncPENSACOLA, FL

$245,0002022-05-04

AMERICAN GRAVITY LLCFAIRLAND, IN

$150,0002022-05-03

Shenandoah Mimmy, LLCVERONA, VA

$156,0002022-04-18

Sterken Family LLCOCONOMOWOC, WI

$80,0002022-02-09

Brikki Enterprises LLCFarmington Hills, MI

$15,5002021-11-22

Foodie Fridays LLCVALENCIA, CA

$573,7002021-08-27

Tropical Shaved Ice of Albany, LLCREXFORD, NY

$99,8002021-04-29

KONA ICE FAIRFIELD/WEST CHESTER OHIO LLCCINCINNATI, OH

$50,0002020-02-05

Frequently Asked Questions

Is Kona Ice growing or shrinking?

Kona Ice doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #93 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Kona Ice franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $247K (41% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Kona Ice?

0 of 26 SBA loans to Kona Ice franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

The Huntington National Bank2
U.S. Bank, National Association2
Lendistry SBLC, LLC2
Celtic Bank Corporation2
Enterprise Bank & Trust2

Planning to finance a restaurants & food purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset