Learning Express
7
SBA Loans
$3.3M
Total Financed
$465K
Avg Loan Size
—
YoY Loan Growth
How Learning Express Compares
- Ranks #115 of 413 Retail brands by SBA loan count (#1,158 of 3,543 overall).
- Its average loan of $465K is 12% above the Retail median of $415K.
- With only 7 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 2 | $890K |
| FY2022 | 2 | $644K |
| FY2023 | 2 | $720K |
| FY2024 | 1 | $1.0M |
FY2024 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Learning Express Is Getting SBA-Financed
Recent SBA-Financed Learning Express Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Learning Express growing or shrinking?
Learning Express doesn't have enough SBA loan activity in both FY2023 and FY2024 to calculate a reliable year-over-year trend. For context, it ranks #115 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Learning Express franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $465K (12% above the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Learning Express?
Learning Express only has 7 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
Explore More
Top SBA Lenders
- United Community Bank2
- Bank of America, National Association2
- Eastern Bank1
- Pinnacle Bank1
- SouthState Bank, National Association1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset