FranchiseRanked

LINE-X

Automotive ServicesSBA loans FY2020–FY2026

27

SBA Loans

$18.4M

Total Financed

$680K

Avg Loan Size

—

YoY Loan Growth

How LINE-X Compares

  • Ranks #14 of 125 Automotive Services brands by SBA loan count (#407 of 3,543 overall).
  • Its average loan of $680K is 50% above the Automotive Services median of $453K.
  • Its 0.0% charge-off rate compares to a 1.5% average across all Automotive Services brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20205$4.9M
FY20217$2.6M
FY20226$5.6M
FY20231$267K
FY20242$1.5M
FY20251$905K
FY20265$2.5M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where LINE-X Is Getting SBA-Financed

Texas4 loans · $4.4MIndiana3 loans · $686KNew Hampshire3 loans · $3.6MArizona3 loans · $1.4MFlorida3 loans · $3.7MMississippi2 loans · $794KColorado1 loan · $885KCalifornia1 loan · $581KKentucky1 loan · $75KKansas1 loan · $553KArkansas1 loan · $345KWashington1 loan · $150KIowa1 loan · $220KSouth Carolina1 loan · $510KMissouri1 loan · $435K

Recent SBA-Financed LINE-X Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

Fields Custom Works, Inc.GRAIN VALLEY, MO
$435,0002026-06-10
4 The Truck + Line-X of Arizona LLCPHOENIX, AZ
$650,0002026-05-06
4 The Truck + Line-X of Tucson, LLCPHOENIX, AZ
$378,5002026-05-06
TOES, LLCFISHERS, IN
$560,0002026-04-20
Carolina Rollin LLCMYRTLE BEACH, SC
$510,0002026-01-15
Line-X of East Jacksonville & Line-X of West JacksonvilleYULEE, FL
$905,0002024-11-26
Collins Collision LLCCLEAR LAKE, IA
$220,0002023-10-31
McK Customs, LLCGAINESVILLE, FL
$1,279,7002023-10-03
ANW HOME SERVICES LLCHUTTO, TX
$266,9002023-09-21
Kevin Enterprises, LLCPearl, MS
$733,5002022-09-28
Kevin Enterprises, LLCPearl, MS
$60,0002022-09-28
Laoch Enterprises LLCPlano, TX
$722,4002022-07-26
McFarland Truck Equipment, Inc.EXETER, NH
$3,600,0002022-06-24
Flipchange LLCVANCOUVER, WA
$150,0002022-06-06
LXTW LLCLITTLE ROCK, AR
$345,2002021-11-24
THIS CREATIVE LLCFORT MYERS, FL
$1,495,0002021-08-09
Pineapple Phoenix, LLCPHOENIX, AZ
$346,5002021-07-13
LXICT LLCWichita, KS
$553,4002021-07-02
Grenade Offroad LLCColumbus, IN
$101,0002021-06-21
North Country Protective Coatings LLCLittleton, NH
$30,0002021-06-17
Line-X of Murray LLCKIRKSEY, KY
$75,0002021-06-04
North Country Protective Coating LLCLITTLETON, NH
$20,0002021-01-20
French Clan Investments LLCAustin, TX
$2,442,6002020-08-19
French Clan - TX Hill Country LLCLeander, TX
$1,000,0002020-08-16
Advance Protective Coatings, Inc.Indianapolis, IN
$24,8002020-07-22

Frequently Asked Questions

Is LINE-X growing or shrinking?

LINE-X doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #14 of 125 Automotive Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a LINE-X franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $680K (50% above the typical Automotive Services brand's $453K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for LINE-X?

0 of 27 SBA loans to LINE-X franchisees (0.0%) have been charged off since FY2020, compared to 1.5% across all Automotive Services brands.

Explore More

More Automotive Services brands Most financed franchises

Top SBA Lenders

  • Live Oak Banking Company5
  • The Huntington National Bank3
  • SouthStar Bank, S.S.B.3
  • Simmons Bank2
  • SouthState Bank, National Association2
Planning to finance a automotive services purchase?

Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.

Source: SBA 7(a) FOIA loan dataset. View dataset