Massage Envy
22
SBA Loans
$14.9M
Total Financed
$675K
Avg Loan Size
—
YoY Loan Growth
How Massage Envy Compares
- Ranks #35 of 156 Personal Care & Beauty brands by SBA loan count (#478 of 3,543 overall).
- Its average loan of $675K is 85% above the Personal Care & Beauty median of $366K.
- Its 0.0% charge-off rate compares to a 1.5% average across all Personal Care & Beauty brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $698K |
| FY2021 | 6 | $2.5M |
| FY2022 | 3 | $3.6M |
| FY2023 | 3 | $1.6M |
| FY2024 | 3 | $1.5M |
| FY2025 | 5 | $5.1M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Massage Envy Is Getting SBA-Financed
Recent SBA-Financed Massage Envy Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Massage Envy growing or shrinking?
Massage Envy doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #35 of 156 Personal Care & Beauty brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Massage Envy franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $675K (85% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Massage Envy?
0 of 22 SBA loans to Massage Envy franchisees (0.0%) have been charged off since FY2020, compared to 1.5% across all Personal Care & Beauty brands.
Top SBA Lenders
- Beacon Bank and Trust2
- Manufacturers and Traders Trust Company2
- Readycap Lending, LLC2
- The Huntington National Bank2
- Customers Bank2
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset