Mellow Mushroom
12
SBA Loans
$10.6M
Total Financed
$886K
Avg Loan Size
—
YoY Loan Growth
How Mellow Mushroom Compares
- Ranks #174 of 1,075 Restaurants & Food brands by SBA loan count (#752 of 3,543 overall).
- Its average loan of $886K is 111% above the Restaurants & Food median of $419K.
- With only 12 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 3 | $2.0M |
| FY2021 | 3 | $2.6M |
| FY2022 | 2 | $2.3M |
| FY2024 | 2 | $300K |
| FY2026 | 2 | $3.5M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Mellow Mushroom Is Getting SBA-Financed
Recent SBA-Financed Mellow Mushroom Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Mellow Mushroom growing or shrinking?
Mellow Mushroom doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #174 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Mellow Mushroom franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $886K (111% above the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Mellow Mushroom?
Mellow Mushroom only has 12 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- SouthState Bank, National Association3
- The Huntington National Bank2
- Ameris Bank1
- Busey Bank1
- Peoples National Bank National Association1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset