Moraya Urban Baths
4
SBA Loans
$9.3M
Total Financed
$2.3M
Avg Loan Size
—
YoY Loan Growth
How Moraya Urban Baths Compares
- Ranks #86 of 156 Personal Care & Beauty brands by SBA loan count (#1,638 of 3,543 overall).
- Its average loan of $2.3M is 533% above the Personal Care & Beauty median of $366K.
- With only 4 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Personal Care & Beauty brands overall see a 1.5% charge-off rate across 2,290 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2023 | 1 | $1.3M |
| FY2024 | 2 | $4.3M |
| FY2025 | 1 | $3.6M |
FY2025 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Moraya Urban Baths Is Getting SBA-Financed
Recent SBA-Financed Moraya Urban Baths Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Moraya Urban Baths growing or shrinking?
Moraya Urban Baths doesn't have enough SBA loan activity in both FY2024 and FY2025 to calculate a reliable year-over-year trend. For context, it ranks #86 of 156 Personal Care & Beauty brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Moraya Urban Baths franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $2.3M (533% above the typical Personal Care & Beauty brand's $366K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Moraya Urban Baths?
Moraya Urban Baths only has 4 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Personal Care & Beauty brands overall see a 1.5% charge-off rate across 2,290 loans.
Top SBA Lenders
- First Bank of the Lake1
- First National Bank of Pennsylvania1
- SouthState Bank, National Association1
- KeyBank National Association1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset