Nautical Bowls
79
SBA Loans
$20.3M
Total Financed
$257K
Avg Loan Size
-73%
YoY Loan Growth
How Nautical Bowls Compares
- Ranks #22 of 1,075 Restaurants & Food brands by SBA loan count (#117 of 3,543 overall).
- Its average loan of $257K is 39% below the Restaurants & Food median of $419K.
- Its 3.8% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 3 | $657K |
| FY2022 | 13 | $3.5M |
| FY2023 | 44 | $10.8M |
| FY2024 | 11 | $2.8M |
| FY2025 | 3 | $657K |
| FY2026 | 5 | $2.0M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Nautical Bowls Is Getting SBA-Financed
Recent SBA-Financed Nautical Bowls Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Nautical Bowls growing or shrinking?
Nautical Bowls's SBA loan count fell 73% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Nautical Bowls franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $257K (39% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Nautical Bowls?
3 of 79 SBA loans to Nautical Bowls franchisees (3.8%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.
Top SBA Lenders
- The Huntington National Bank40
- Minnwest Bank5
- Granite Bank3
- Midland States Bank3
- First Bank of the Lake3
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset