Next Day Access
21
SBA Loans
$4.9M
Total Financed
$235K
Avg Loan Size
—
YoY Loan Growth
How Next Day Access Compares
- Ranks #25 of 241 Business & Professional Services brands by SBA loan count (#518 of 3,543 overall).
- Its average loan of $235K is 6% below the Business & Professional Services median of $250K.
- Its 4.8% charge-off rate compares to a 2.1% average across all Business & Professional Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2021 | 1 | $150K |
| FY2022 | 1 | $150K |
| FY2023 | 5 | $658K |
| FY2025 | 6 | $1.5M |
| FY2026 | 8 | $2.4M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Next Day Access Is Getting SBA-Financed
Recent SBA-Financed Next Day Access Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Next Day Access growing or shrinking?
Next Day Access doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #25 of 241 Business & Professional Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Next Day Access franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $235K (6% below the typical Business & Professional Services brand's $250K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Next Day Access?
1 of 21 SBA loans to Next Day Access franchisees (4.8%) have been charged off since FY2020, compared to 2.1% across all Business & Professional Services brands.
Top SBA Lenders
- The Huntington National Bank9
- United Midwest Savings Bank National Association3
- Manufacturers and Traders Trust Company2
- The Bank of Houston1
- Readycap Lending, LLC1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset