One Hour Heating & Air Conditioning
4
SBA Loans
$975K
Total Financed
$244K
Avg Loan Size
—
YoY Loan Growth
How One Hour Heating & Air Conditioning Compares
- Ranks #165 of 294 Home & Repair Services brands by SBA loan count (#1,674 of 3,543 overall).
- Its average loan of $244K is 38% above the Home & Repair Services median of $177K.
- With only 4 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2026 | 4 | $975K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where One Hour Heating & Air Conditioning Is Getting SBA-Financed
Recent SBA-Financed One Hour Heating & Air Conditioning Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is One Hour Heating & Air Conditioning growing or shrinking?
One Hour Heating & Air Conditioning doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #165 of 294 Home & Repair Services brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a One Hour Heating & Air Conditioning franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $244K (38% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for One Hour Heating & Air Conditioning?
One Hour Heating & Air Conditioning only has 4 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Home & Repair Services brands overall see a 2.9% charge-off rate across 4,629 loans.
Top SBA Lenders
- Live Oak Banking Company3
- United Midwest Savings Bank National Association1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset