FranchiseRanked

Philly Pretzel Factory

Restaurants & FoodSBA loans FY2020–FY2026

27

SBA Loans

$7.5M

Total Financed

$278K

Avg Loan Size

—

YoY Loan Growth

How Philly Pretzel Factory Compares

  • Ranks #84 of 1,075 Restaurants & Food brands by SBA loan count (#404 of 3,543 overall).
  • Its average loan of $278K is 34% below the Restaurants & Food median of $419K.
  • Its 0.0% charge-off rate compares to a 1.3% average across all Restaurants & Food brands.

SBA Loan Activity by Fiscal Year

Fiscal YearLoansTotal Financed
FY20205$1.2M
FY20211$242K
FY20222$950K
FY20232$313K
FY20243$758K
FY20253$646K
FY202611$3.3M

FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.

Where Philly Pretzel Factory Is Getting SBA-Financed

Pennsylvania13 loans · $4.1MFlorida4 loans · $1.2MNew Jersey3 loans · $546KNorth Carolina2 loans · $440KMassachusetts2 loans · $400KNew York1 loan · $150KDelaware1 loan · $258KSouth Carolina1 loan · $350K

Recent SBA-Financed Philly Pretzel Factory Locations

Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.

L & T FoodService IncWINTER GARDEN, FL
$411,3002026-06-23
Pretz & Kamel LLCPHILADELPHIA, PA
$435,0002026-06-02
Philly Pretzel Factory Outer BanksKill Devil Hills, NC
$250,0002026-04-15
Irish Jig II LLCODESSA, FL
$476,0002026-04-08
Beachside Pretzels LLCCOCOA BEACH, FL
$300,7002026-02-18
Beachside Pretzels LLCCOCOA BEACH, FL
$30,0002026-02-18
MK Pretzels LLCPhiladelphia, PA
$325,0002026-01-30
LOVATO, INC.ATTLEBORO, MA
$350,0002026-01-28
LOVATO, INC.ATTLEBORO, MA
$50,0002026-01-28
TopRock LLCMYRTLE BEACH, SC
$350,0002026-01-09
Evermore Pretzels IncMOORESTOWN, NJ
$366,0002025-11-17
Salty Pigs LLCDOYLESTOWN, PA
$470,7002025-04-10
Cruz Family Pretzels Inc.GLENSIDE, PA
$25,0002025-04-04
PPF MCHALE LLCSCRANTON, PA
$150,0002025-01-24
Pretzel Plug LLCMIDDLETOWN, DE
$257,9002024-05-24
JWJB LLCAllentown, PA
$94,0002024-03-22
JWJB LLCALLENTOWN, PA
$405,6002024-01-06
Greensburg Pretzel People LLCROCHESTER, PA
$45,0002023-09-16
Philly Pretzel Factory - Whitehall/IronPigsWHITEHALL, PA
$268,0002023-04-20
3rd Street Pretzels LLCPHILADELPHIA, PA
$820,0002022-01-13
Patriot Vodka LLCMORRISTOWN, NJ
$130,0002021-12-15
A&T DeSalis Pretzel, LLCEASTON, PA
$242,0002021-08-16
Just Jewels LLC dba Philly Pretzel FactoryPhiladelphia, PA
$556,0002020-09-18
Piedmont Pretzel CorporationCHARLOTTE, NC
$190,0002020-08-24
Villa Baked Goods Corp.FOREST HILLS, NY
$150,0002020-04-29

Frequently Asked Questions

Is Philly Pretzel Factory growing or shrinking?

Philly Pretzel Factory doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #84 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.

How much does it cost to open a Philly Pretzel Factory franchise?

We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $278K (34% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.

What's the SBA loan default rate for Philly Pretzel Factory?

0 of 27 SBA loans to Philly Pretzel Factory franchisees (0.0%) have been charged off since FY2020, compared to 1.3% across all Restaurants & Food brands.

Explore More

More Restaurants & Food brands Most financed franchises

Top SBA Lenders

  • The Huntington National Bank6
  • TD Bank, National Association2
  • Citizens Bank2
  • Firstrust Savings Bank2
  • Hanover Community Bank2
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Source: SBA 7(a) FOIA loan dataset. View dataset