Pho Hoa
3
SBA Loans
$804K
Total Financed
$268K
Avg Loan Size
—
YoY Loan Growth
How Pho Hoa Compares
- Ranks #464 of 1,075 Restaurants & Food brands by SBA loan count (#1,686 of 3,543 overall).
- Its average loan of $268K is 36% below the Restaurants & Food median of $419K.
- With only 3 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 2 | $650K |
| FY2022 | 1 | $154K |
FY2022 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Pho Hoa Is Getting SBA-Financed
Recent SBA-Financed Pho Hoa Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Pho Hoa growing or shrinking?
Pho Hoa doesn't have enough SBA loan activity in both FY2021 and FY2022 to calculate a reliable year-over-year trend. For context, it ranks #464 of 1,075 Restaurants & Food brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Pho Hoa franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $268K (36% below the typical Restaurants & Food brand's $419K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Pho Hoa?
Pho Hoa only has 3 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Restaurants & Food brands overall see a 1.3% charge-off rate across 11,372 loans.
Top SBA Lenders
- Stearns Bank National Association1
- Newtek Small Business Finance, Inc.1
- The Huntington National Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset