Pinch A Penny
1
SBA Loans
$150K
Total Financed
$150K
Avg Loan Size
—
YoY Loan Growth
How Pinch A Penny Compares
- Ranks #135 of 146 Other brands by SBA loan count (#3,220 of 3,543 overall).
- Its average loan of $150K is 51% below the Other median of $306K.
- With only 1 loan on record, its own charge-off rate isn't statistically meaningful -- for context, Other brands overall see a 2.1% charge-off rate across 1,541 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2024 | 1 | $150K |
FY2024 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Pinch A Penny Is Getting SBA-Financed
Recent SBA-Financed Pinch A Penny Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Pinch A Penny growing or shrinking?
Pinch A Penny doesn't have enough SBA loan activity in both FY2023 and FY2024 to calculate a reliable year-over-year trend. For context, it ranks #135 of 146 Other brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Pinch A Penny franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $150K (51% below the typical Other brand's $306K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Pinch A Penny?
Pinch A Penny only has 1 SBA loan on record -- too few to calculate a meaningful charge-off rate on its own. For context, Other brands overall see a 2.1% charge-off rate across 1,541 loans.
Explore More
Top SBA Lenders
- BayFirst National Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset