Pinspiration
14
SBA Loans
$2.4M
Total Financed
$174K
Avg Loan Size
—
YoY Loan Growth
How Pinspiration Compares
- Ranks #66 of 413 Retail brands by SBA loan count (#685 of 3,543 overall).
- Its average loan of $174K is 58% below the Retail median of $415K.
- With only 14 loans on record, its own charge-off rate isn't statistically meaningful -- for context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 3 | $417K |
| FY2021 | 6 | $1.1M |
| FY2022 | 3 | $335K |
| FY2023 | 1 | $313K |
| FY2026 | 1 | $262K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Pinspiration Is Getting SBA-Financed
Recent SBA-Financed Pinspiration Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Pinspiration growing or shrinking?
Pinspiration doesn't have enough SBA loan activity in both FY2025 and FY2026 to calculate a reliable year-over-year trend. For context, it ranks #66 of 413 Retail brands by total SBA loan count since FY2020 -- a snapshot of scale, if not of trend.
How much does it cost to open a Pinspiration franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $174K (58% below the typical Retail brand's $415K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Pinspiration?
Pinspiration only has 14 SBA loans on record -- too few to calculate a meaningful charge-off rate on its own. For context, Retail brands overall see a 1.1% charge-off rate across 4,387 loans.
Explore More
Top SBA Lenders
- The Huntington National Bank4
- Lincoln Savings Bank3
- Stellar Bank1
- Celtic Bank Corporation1
- First State Bank1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset