Pirtek
96
SBA Loans
$54.0M
Total Financed
$562K
Avg Loan Size
+117%
YoY Loan Growth
How Pirtek Compares
- Ranks #8 of 294 Home & Repair Services brands by SBA loan count (#81 of 3,543 overall).
- Its average loan of $562K is 218% above the Home & Repair Services median of $177K.
- Its 2.1% charge-off rate compares to a 2.9% average across all Home & Repair Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 6 | $2.2M |
| FY2021 | 13 | $11.9M |
| FY2022 | 4 | $900K |
| FY2023 | 13 | $4.1M |
| FY2024 | 12 | $6.5M |
| FY2025 | 26 | $15.8M |
| FY2026 | 22 | $12.6M |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Pirtek Is Getting SBA-Financed
Recent SBA-Financed Pirtek Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Pirtek growing or shrinking?
Pirtek's SBA loan count grew +117% year-over-year, suggesting rising financed expansion. This reflects SBA-backed financing activity, not necessarily total unit count -- see the methodology page for what this does and doesn't measure.
How much does it cost to open a Pirtek franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $562K (218% above the typical Home & Repair Services brand's $177K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Pirtek?
2 of 96 SBA loans to Pirtek franchisees (2.1%) have been charged off since FY2020, compared to 2.9% across all Home & Repair Services brands.
Top SBA Lenders
- Citizens Bank16
- The Huntington National Bank12
- Live Oak Banking Company5
- Zions Bank, A Division of4
- United Midwest Savings Bank National Association4
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset