Rainbow Restoration
90
SBA Loans
$22.1M
Total Financed
$246K
Avg Loan Size
-65%
YoY Loan Growth
How Rainbow Restoration Compares
- Ranks #7 of 169 Cleaning & Property Services brands by SBA loan count (#91 of 3,543 overall).
- Its average loan of $246K is 64% above the Cleaning & Property Services median of $150K.
- Its 10.0% charge-off rate compares to a 3.1% average across all Cleaning & Property Services brands.
SBA Loan Activity by Fiscal Year
| Fiscal Year | Loans | Total Financed |
|---|---|---|
| FY2020 | 20 | $4.5M |
| FY2021 | 21 | $5.0M |
| FY2022 | 15 | $2.7M |
| FY2023 | 9 | $3.2M |
| FY2024 | 17 | $4.5M |
| FY2025 | 6 | $1.8M |
| FY2026 | 2 | $430K |
FY2026 may be a partial year -- the SBA dataset is refreshed quarterly and the most recent fiscal year is often incomplete.
Where Rainbow Restoration Is Getting SBA-Financed
Recent SBA-Financed Rainbow Restoration Locations
Borrower names and amounts as reported in the SBA's public 7(a) loan dataset.
Frequently Asked Questions
Is Rainbow Restoration growing or shrinking?
Rainbow Restoration's SBA loan count fell 65% year-over-year. A decline in SBA financing doesn't necessarily mean the brand is shrinking -- franchisees may be using other financing, or SBA lending patterns may have shifted broadly.
How much does it cost to open a Rainbow Restoration franchise?
We don't have that figure -- investment ranges and fees come from a franchisor's Franchise Disclosure Document (FDD), which this site doesn't parse (see methodology). The average SBA loan size of $246K (64% above the typical Cleaning & Property Services brand's $150K) is a rough proxy, but SBA loans often cover only part of total investment.
What's the SBA loan default rate for Rainbow Restoration?
9 of 90 SBA loans to Rainbow Restoration franchisees (10.0%) have been charged off since FY2020, compared to 3.1% across all Cleaning & Property Services brands.
Top SBA Lenders
- United Midwest Savings Bank National Association50
- Live Oak Banking Company17
- The Huntington National Bank7
- Fifth Third Bank2
- Heritage Federal Credit Union1
Get the Franchise SBA Financing Model -- an editable amortization, P&L, and breakeven calculator. $19.
Source: SBA 7(a) FOIA loan dataset. View dataset